Lombard Finance UK

Lombard Finance UK: A Legacy of Asset-Based Lending

Lombard Finance is a long-established asset finance provider in the UK, offering a range of financial solutions to businesses of all sizes. With a history stretching back over 150 years, it has become a prominent player in the UK’s lending landscape, known for its expertise in secured lending against a diverse portfolio of assets.

The core business of Lombard Finance revolves around providing hire purchase, leasing, and asset-based lending facilities. These solutions enable businesses to acquire essential equipment, machinery, vehicles, and other assets without tying up significant amounts of working capital. This is particularly beneficial for small and medium-sized enterprises (SMEs) that may not have the resources for outright purchases.

One of Lombard’s key strengths lies in its breadth of asset expertise. They finance a wide variety of assets, from standard equipment like cars and vans to more specialized items like agricultural machinery, construction equipment, and even marine vessels and aircraft. This specialized knowledge allows them to accurately assess the value of the assets offered as security and tailor financing solutions to meet the specific needs of different industries.

The benefits of using Lombard Finance for asset acquisition are numerous. Firstly, it helps businesses conserve cash flow, freeing up capital for other essential operations. Secondly, leasing and hire purchase options can offer tax advantages, as payments may be deductible as operating expenses. Thirdly, Lombard’s financing solutions can improve budgeting and forecasting, as businesses can plan for fixed monthly or quarterly payments. Finally, Lombard can help businesses stay up-to-date with the latest technology and equipment, as they can easily upgrade or replace assets at the end of the financing term.

In a competitive market, Lombard Finance differentiates itself through its experience, expertise, and commitment to customer service. They pride themselves on building long-term relationships with their clients and providing personalized support throughout the financing process. Their team of experienced professionals works closely with businesses to understand their unique requirements and develop tailored financing solutions that meet their specific needs.

While Lombard Finance has a strong legacy, it also embraces innovation and adapts to the evolving needs of the UK business community. They continue to invest in technology and develop new products and services to meet the changing demands of the market. With a focus on responsible lending and a commitment to supporting business growth, Lombard Finance remains a vital partner for businesses seeking to acquire the assets they need to thrive.